Hey Amit Pansare — I just checked out Rule #1 and it seems like a great read. Thanks for the recommendation!

While I can’t give any personal investment advice, I agree the market seems a bit overheated. We’re closing in on a record year with a lot of hope in a recovering U.S. and world economy. Any good investor should always weigh risk vs. reward; and right now, upside reward seems modest compared to the risk. So I agree, I’m hesitant to invest heavily in this pollyanna-like market.